Author Archives: Nick Stonnington

About Nick Stonnington

Nick Stonnington has been a wealth advisor since 1983. He founded Stonnington Group in 2004 to better serve clients by offering them a platform for independent fiduciary advice. The Stonnington Group team manages client investments and advises on their businesses. Nick was ranked #1 in Los Angeles by Registered Rep Magazine in 2002 for "America's Best Wealth Advisors." Nick's expert commentary has been featured in such publications as the Wall Street Journal, Los Angeles Times, New York Times, Investment News, and Investment Advisor. His research has been published in the Family Wealth Report and he has written articles on investing for numerous industry journals.

Investing In Bonds Using A “Bond Ladder”

Does buying bonds make sense when record-low interest rates start going up? By Nick Stonnington The long-protracted wait for the Federal Reserve to raise interest rates for the first time in nearly a decade is over. In December, the Fed … Continue reading

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The Impact of “Sequence of Returns”

How does the sequence of returns impact the sustainability of my retirement portfolio over time? By Nick Stonnington The entire time you work and save for your retirement, say, 30 years, there will be multiple bull markets, multiple recessions and … Continue reading

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To Time or Not to Time…The Market – That is The Question

The old saying, “Timing is everything,” certainly has applicability to market investing. For equities, “perfect timing” means going to cash right before a market downturn, holding the cash until the downturn hits bottom, then buying up all those cheap stocks … Continue reading

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Watching the “Fed” – What’s Next?

During the tech bubble recession, the Federal Reserve (“the Fed”) reacted by lowering the Fed funds rate13 times in a row from January 2001 to June 2003. The Fed then raised the rate 17 times in a row from June … Continue reading

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Is “Buy and Hold” still an effective investment strategy?

Not to oversimplify, but today’s investors seem to break into two camps that bring to mind that age-old tale of the tortoise and the hare. “Buy and hold” is the tortoise and “active investing” is the hare. While active investing … Continue reading

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“Bazooka Style” Economic Interventions – How Should I invest in the U.S. and Abroad ?

First, some background: Toward the end of 2008, to further stimulate the U.S. economy after the discount rate was lowered to near 0 percent, the Federal Reserve (the Fed) started buying debt in the open market, a policy known as … Continue reading

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Is ‘American exceptionalism’ still good for my business and investments?

“American exceptionalism” is the idea that the U.S. is qualitatively different than other nations. Scottish historian Richard Rose put it this way: “America marches to a different drummer. Its uniqueness is explained by any or all of a variety of … Continue reading

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Are We There Yet?

The Great Rotation Investors have been liquidating bonds and rotating into stocks as they anticipate an improving economy and higher interest rates.  The secular bond rally which began over 30 years ago has likely ended.  The money flow into bonds … Continue reading

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Bye-Bye Miss American Pie

Middle Class are the New Poor For many Americans, to be middle class was aspirational: a good paying and secure job, new cars, college education for the children, a comfortable retirement in a home that was close to paid off … Continue reading

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Don’t Worry, Be Happy

Wall of Worry Despite multi-trillion dollar monetary policy programs designed to support financial institutions and stimulate economic growth, economists and investors worry that European recession, GDP deceleration in China and the US fiscal cliff will deflate the global economy. It Shouldn’t Be Able to Fly but … Continue reading

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